SampleSample record for demonstration purposes. Property, findings, and evidence references are fictional.
Verify authenticity: /verify/FATH-SAMPLE1Fingerprint: FA7H0M5AMP1EGenerated: 5/20/2026, 4:00:00 PM

Readiness Record · Shared read-only · EC-Water v1

Harbor Point Apartments

1248 Lakefront Avenue, Cleveland, OH 44114

multifamily · Built 1978 · 214,000 sq ft

Completed
5/20/2026
Standard
EC-Water v1
Status
Complete

WaterScore

76/100

Operationally Ready / Conditional

Summary

WaterScore
76/ 100
Band
Operationally Ready / Conditional
Items
52
Open gaps
7
Evidence
9
Pass
41
Partial
5
Fail
2
N/A
4

Documentation gate

No documentation gate applied.

Open gaps (7)

TierRequirementStatusMeasurementEvidence
T0
Restoration partner identified and pre-authorized
Restoration partner identified, but vendor response SLA is not documented.
Partial1
T0
Escalation tree (who calls whom in the first 60 minutes)
No documented after-hours water-event escalation tree.
Fail0
T1
Zone / riser shutoffs mapped to a current floorplan
Annual valve exercise documentation incomplete for risers 3 and 5.
Partial1
T5
Secondary drain pan with float switch on attic / above-ceiling installs
Moisture response kit not present in Buildings B and D mechanical rooms.
Partial1
T6
Five-year loss history pulled and on file
Prior water incident log unavailable for review; carrier loss runs requested.
Fail0
T7
Shutoff location map (PDF) annotated to floorplan
Domestic shutoff map incomplete for Buildings B and D mechanical rooms.
Partial0
T7
Response plan (PDF) with current contacts
Resident reporting instructions inconsistently posted across building entries.
Partial1

Tier breakdown

Evidence index (9)

FilenameTypeRequirementAction
water-response-plan-2026.pdfPDFT0 · Written water-loss response plan on file (dated within 12 months)
vendor-response-contact-sheet.pdfPDFT0 · Restoration partner identified and pre-authorized
main-shutoff-room-a-photo.jpgJPGT1 · Main shutoff located, labeled, accessible, operable
riser-valve-schedule.pdfPDFT1 · Zone / riser shutoffs mapped to a current floorplan
moisture-meter-kit-photo.jpgJPGT5 · Secondary drain pan with float switch on attic / above-ceiling installs
resident-notice-sample.pdfPDFT7 · Response plan (PDF) with current contacts
vendor-response-contact-sheet.pdfPDFT7 · Restoration partner agreement on file
valve-exercise-log-template.pdfPDFT7 · Floorplan with annotated shutoffs and sensor locations
maintenance-interview-notes.pdfPDFT7 · Sign-off by named assessor (date + credential reference)

Evidence files are retained in the inspection record and may be provided by the record owner.

Issued by

Fathom Assurance

EC-Water Readiness Assessment · Issued 5/20/2026

Methodology

WaterScore is calculated from the assessed item statuses in the EC-Water protocol. Items marked Not Applicable are excluded from the denominator; items left Not Assessed count as zero in the numerator but retain full weight in the denominator. Documentation gates may cap the displayed band when critical evidence in Tier 7 is missing.

Limitations

Methodology and limitations: This Readiness Record documents observed controls, evidence references, and assessment responses at the time of review. It is not an insurance policy, underwriting approval, engineering report, plumbing inspection, environmental assessment, legal opinion, or guarantee of loss prevention. WaterScore and tier status are intended to support review and prioritization, not to predict or guarantee claim, coverage, financing, or operational outcomes.