For Insurance & Brokers
A review-ready file for water-loss controls.
Use the Readiness Record to review water-loss controls, open gaps, evidence references, and renewal posture before coverage, renewal, or risk conversations.
What the reviewer sees
WaterScore
Composite readiness score across the eight EC-Water control tiers.
Verified controls
What was assessed, what passed, and the evidence on file.
Open gaps
Items listed as partial or fail, with tier-level status.
Evidence references
Photos, logs, attestations, and document references per control.
Renewal posture
When the record was issued and the next review window.
Methodology
Protocol version, assessor identity, and verification metadata.
What the record does not guarantee
- — It is not an underwriting decision or a binding action.
- — It does not guarantee coverage, premium outcomes, or rate treatment.
- — It does not guarantee claim acceptance, denial, or settlement outcomes.
- — It does not replace engineering, plumbing, or environmental inspections by qualified professionals.
Fathom documents readiness. Coverage, pricing, and claim decisions remain with the carrier, broker, and lender of record.
Review the artifact
Every issued record carries a verification code that can be checked on the verification page.