For Lenders & Capital Partners
A review-ready file for property-level water readiness.
Use the Readiness Record to review property-level water readiness, documentation quality, open gaps, and evidence posture before acquisition, refinancing, watchlist review, or asset-management conversations.
What the reviewer sees
WaterScore
Composite asset-level readiness score, comparable across properties.
Documentation quality
What evidence exists, in what form, and how recently it was verified.
Open gaps
Items listed as partial or fail, ranked by tier and severity.
Evidence references
Photos, logs, attestations, and document references tied to controls.
Renewal posture
When the record was issued and the next review window.
Methodology
Protocol version, assessor identity, and verification metadata.
What the record does not guarantee
- — It is not a credit decision or a lending approval.
- — It does not guarantee loan approval, refinancing, or pricing outcomes.
- — It does not guarantee watchlist removal or asset-management outcomes.
- — It does not replace engineering, plumbing, or environmental inspections by qualified professionals.
Fathom documents readiness. Credit, collateral, and asset-management decisions remain with the lender or capital partner of record.
Review the artifact
Every issued record carries a verification code that can be checked on the verification page.